Anyway, it's a secret to no one that XP is terrible about security. Mostly because most of poeple use it under administrator account, I agree, and it's not difficult to make XP relatively safe (with Safe XP etc).
But I can also say that while there isn't the same protection mecanism in w98, there isn't the same infection mecanism neither.
It's also not true that the last w98 patch is many years old: There has been 15 updates for w98 in the last 12 months, thought not all security-related and obviousely non-officials but patches nonetheless.
It's also incredibly easy to recover a broken w98: back up all the files to a dvd and when you need to restore your system, copy them back to the HD, apply a registry back up and voila.
If the system is not responding, you can do it in DOS. Hehehe.


